Dave Ramsey Criticisms
25 January 2009
Like anyone who is successful Dave Ramsey has his share of critics. Aside from those who may disagree with his politics or religious believes a common Dave Ramsey criticism is that his 7 steps of his Total Money Makeover are overly simplistic. This criticism often comes from those who feel they are much more sophisticated than those who might need to follow the 7 steps of the total money makeover. While I’ll agree that there are some folks who may be able to succeed financially outside of the Total Money Makeover, the beauty is that it is simple and provides a framework that is the same for most situations. If you listen to the Dave Ramsey radio show you’ll find that many who call in are in financial disaster or maybe are making good money but just not paying attention to where all the money is going. Dave Ramsey’s simple approach may not be sexy but it is certain to work for any who will simply follow the steps. Those who criticize this method as overly simple may be trying to find wiggle room but in my opinion that just complicates something that should be kept simple. The idea with The Total Money Makeover is to get folks back on track and out of disaster, then provide a clear direction to long term wealth. Those who might feel this is too simple may not be looking at it for the same reasons that those needing urgent help getting out of debt would. Authors like Robert Kiyosaki might have an alternate approach because they are not just focused on getting finances fixed up but also building allot of wealth sooner rather than later as you might find in The Total Money Makeover. I found a pretty good Dave Ramsey Criticism that I feel provides allot of examination even though I don’t entirely agree I can see the bloggers point.Â
September 3rd, 2009 at 9:37 am
I am a huge Dave Ramsey fan, I believe everything he has the most realistic principals of all the financial advisers. I have read most of the their books and his are perfect for my wife and I. Go Dave!